If any of these terms are deemed invalid or unenforceable for any reason (including, but not limited to the exclusions and limitations set out above), then the invalid or unenforceable provision will be severed from these terms and the remaining terms will continue to apply.
Failure of the Company to enforce any of the provisions set out in these Terms and Conditions and any Agreement, or failure to exercise any option to terminate, shall not be construed as waiver of such provisions and shall not affect the validity of these Terms and Conditions or of any Agreement or any part thereof, or the right thereafter to enforce each and every provision.
These Terms and Conditions shall not be amended, modified, varied or supplemented except in writing and signed by duly authorised representatives of the Company.
Copyright © 2014 K.V. Consulting Limited
Ownership of copyright
The copyright in this website and the material on this website (including without limitation the text, computer code, artwork, photographs, images, music, audio material, video material and audio-visual material on this website) is owned by The company.
You are granted a worldwide non-exclusive royalty-free revocable license to:
• view this website and the material on this website on a computer or mobile device via a web browser
• copy and store this website and the material on this website in your web browser cache memory
• print pages from this website for your own personal and non-commercial use.
You are not granted any other rights in relation to this website or the material on this website. In other words, all other rights are reserved.
For the avoidance of doubt, you must not adapt, edit, change, transform, publish, republish, distribute, redistribute, broadcast, rebroadcast or show or play in public this website or the material on this website (in any form or media) without our prior written permission.
The automated and/or systematic collection of data from this website is prohibited.
You may request permission to use the copyright materials on this website by writing to by email to kim @ insightonline.co.nz.
We take the protection of copyright very seriously.
If we discover that you have used our copyright materials in contravention of the license above, we may bring legal proceedings against you seeking monetary damages and an injunction to stop you using those materials. You could also be ordered to pay legal costs.
If you become aware of any use of the copyright materials that contravenes or may contravene the license above, please report this by email to kim @ insightonline.co.nz.
If you become aware of any material on the website that you believe infringes your or any other person’s copyright, please report this by email to kim @ insightonline.co.nz.
The information on this web site is provided on an “as is” basis. To the fullest extent permitted by law, this Company:
• excludes all representations and warranties relating to this website and its contents or which is or may be provided by any affiliates or any other third party, including in relation to any inaccuracies or omissions in this website and/or the Company’s literature; and
• excludes all liability for damages arising out of or in connection with your use of this website. This includes, without limitation, direct loss, loss of business or profits (whether or not the loss of such profits was foreseeable, arose in the normal course of things or you have advised this Company of the possibility of such potential loss), damage caused to your computer, computer software, systems and programs and the data thereon or any other direct or indirect, consequential and incidental damages.
The ideas, content and principles on this web site are provided on an advisory basis only. Results of application are entirely dependent on the abilities of individual companies or individuals. Results may vary.
No guarantee is made regarding earnings, financial or any other outcomes. Any and all forward looking statements are intended to express our opinion only of earnings potential. Many factors will be important in determining your actual results and no guarantees are made that you will achieve any results from the ideas and techniques in this material.
While all attempts have been made to verify information provided in this publication, neither the authors nor the Company assumes any responsibility for errors, omissions or contrary interpretation of the subject matter.
The Company also stresses that the information contained herein may be subject to varying state and/or local laws or regulations. All users are advised to retain competent counsel to determine what state and / or local laws or regulations may apply to the user’s particular business.
The purchaser or reader of this publication assumes responsibility for the use of this information. Adherence to all applicable laws and regulations, both federal and state and local, governing professional licensing, business practices, advertising and all other aspects of doing business in New Zealand or any other jurisdiction is the sole responsibility of the purchaser or reader.
The author and Company assume no responsibility or liability whatsoever on the behalf of any purchaser or reader of these materials.
Every attempt is made to provide proper credit to the authors and owners of material quoted in this publication whenever possible. We do not claim ownership of any of their original works or products included in this publication. We do not claim ownership or copyright of or in any independent products mentioned or referred to in this publication. Nor do we intentionally infringe on anyone’s copyrighted material.
The above exclusions and limitations apply only to the extent permitted by law. None of your statutory rights as a consumer are affected.
Unless otherwise stated, the services featured on this website are only available within New Zealand. All advertising is intended for the New Zealand market.
You are solely responsible for evaluating the fitness for a particular purpose of any downloads, programs, videos, audios and text available through this site.
Redistribution or republication of any part of this site or its content is prohibited, including such by framing or other similar or any other means, without the express written consent of the Company.
The Company does not warrant that the service from this site will be uninterrupted, timely or error free, although it is provided to the best ability.
By using this service you thereby indemnify this Company, its employees, agents and affiliates against any loss or damage, in whatever manner, howsoever caused.